For anyone making their living off the land, the weather isn’t just small talk—it’s the biggest variable in the business. When a severe storm rolls through, bringing hail the size of golf balls or winds that flatten entire fields… the financial impact can be devastating. That’s where Rain and Hail Crop Insurance steps in. It’s … Read more
Let’s talk about something super important for anyone with animals: livestock mortality insurance cost. Understanding this can be a real game-changer for your operation. It’s not just about the numbers; it’s about peace of mind and protecting your livelihood. Losing an animal you’ve poured your time, energy, and money into is heartbreaking enough. Facing a … Read more
Let’s talk straight about something really important for our farms and our peace of mind: RCIS Crop Insurance. Especially right now, as we’re getting crops in the ground this Spring 2025, you’ve probably looked at the bill and wondered, “Is RCIS crop insurance worth the cost?” It’s a question that can feel heavy. Seeing the … Read more
But let’s be real for a second. Farming is tough work. We pour our heart and soul into the land. We face so many unknowns every season. Weather, markets, pests – it’s a constant juggle. So, what exactly is crop insurance? In simple terms, it’s a way for farmers to protect themselves financially against losses … Read more
Let’s be real for a second. Dealing with crop loss is tough. It hits you right in the gut after all your hard work. And then? You’ve got the whole RCIS crop insurance claim process staring you down. It can feel like figuring out a maze blindfolded, right? Especially when you’re trying to understand your … Read more
Did you know that according to USDA data published on August 1, 2024, the national average crop and livestock insurance payout per operation was over $52,000 in 2022? (Source: USDA ERS, Aug 1, 2024). That’s a huge number, showing just how vital this safety net is when things go wrong on the farm. I remember … Read more
Is it the right fit for your farm—or just more fine print and headaches? Let’s dig in. If you’ve spent any time around farm shows lately or been scrolling ag forums, you’ve probably seen folks tossing around the name Great American Crop Insurance like it’s the new best thing. But is it? Well, I rolled … Read more
When it comes to farming, one bad season can undo years of hard work. That’s why crop insurance exists. It’s not just another checkbox for compliance—it’s your safety net when Mother Nature throws a tantrum or the market takes a dive. Let me walk you through what crop insurance really is, why it’s such a … Read more
If you’re only going to remember one thing from this article, let it be this: Multiple Peril Crop Insurance (MPCI) is hands-down the most popular and widely used type of crop insurance in the U.S. And honestly? It deserves that top spot. Now, I’ve worked with enough farmers to know that crop insurance isn’t exactly … Read more
In 2020, U.S. farmers faced over $12 billion in crop losses due to weather-related disasters, according to the USDA(American Farm Bureau). Consider a Kansas wheat farmer who lost his entire harvest to an unexpected hailstorm. Without crop insurance, he was left with little more than a devastated field. Had he been covered, he could have … Read more